Non-QM Blog

The Alternative A, or Alt-A mortgage, has several characteristics that set it apart from the more restrictive requirements of Fannie Mae and Freddie Mac. This includes higher LTV ratios, lower…

Whether it’s a beach house in Florida, a lake home in Maine, or a mountain cabin in the Rockies, a second home has long been part of the American dream….

Two broad trends are dominating today’s housing market. First, property values have soared to all-time highs. And second, interest rates are rising. Those two realities mean there’s ample opportunity for…

Borrowers who invest in properties are likely to continue finding ways to expand their property portfolio. By maintaining a partnership with clients who consistently seek investment property loan opportunities, brokers…

Have you been turning away investors looking to finance residential properties with 5-8 units? LendSure’s newly expanded debt-service coverage ratio (DSCR) program means you no longer have to send these…

As a mortgage professional, you always want to find the very best solution for each of your clients. Your client may be a first-time homebuyer or a property investor (new…

Blog: Scotsman Guide Publication – Non-Warrantable Condos and Condotel Lending in a Non-QM Space

Even before the pandemic, gig work, self-employment and full-time freelancing were booming. However, since March 2020, so many people have left traditional employment that a new phrase was coined for…

U.S. home prices have soared to record levels, a trend that’s creating strong demand for jumbo mortgages. 312 American cities now have an average home value north of $1 million….